We are offering
When disaster strikes your property damage has a much higher chance of being overlooked, rejected, & under compensated. They will be looking to cut corners to save time and money themselves; unbothered that they are leaving you in shambles, unable to complete repairs to your home to get yourself back to pre-loss conditions.
Tampa: (888) 324-7721
Orlando: (407) 223-1535
Treasure Coast: (772) 276-5155
Naples + Surrounding Areas: (888) 324-7721
Why do you need a
Public Adjuster after a disaster hits?
Ensure your estimated claim value exceeds your potentially very high hurricane deductible .
Explain your policy limits & have an advocate on your side throughout the process.
Interpret your policy & advise you on what is and is not covered so that you can plan accordingly.
Ensure the Insurance Adjuster that comes to your property to assess damages, does so thoroughly & forwards all appropriate documentation onto those who make coverage decisions.
We will document, represent, and negotiate your entire claim to provide you with the peace of mind that all is being handled properly & and a favorable settlement is obtained.
6 Tips for a Successful Claim Outcome
1. Know what your policy covers
Or have it ready to send to an insurance professional - paper copies are ok but those don't hold up to weather or water - try to locate (or reach out to your agent) the electronic version of your full (60+ pages) policy.
2. Contact a Claims Professional
Before filing a claim with your Insurance Company, first contact a Public Adjuster or other claims professional to assess the damages to your property & interpret your policy.
Hurricane Deductibles are often times much higher than your all other perils deductible - don't open a claim if your damages do not amount to more than your deductible.
3. Document Everything
If the storm has just passed you & you have started making repairs or mitigating damages
TAKE BEFORE & AFTER PHOTOS OR VIDEOS
of these damages!
Save receipts & any cost incurred due to storm damage.
4. Mitigate (Safely)
After the storm has passed- do your best to mitigate damages (keep from getting worse)
If you hire a professional to assist in these efforts- please refer to the next slide.
5. Ensure Licensed & Insured
If you experience door knockers, contractors, or door to door folks that want to help or sell you services MAKE SURE THEY ARE LICENSED & INSURED/ BONDED. Look up reviews & do your homework! Poor workmanship is not covered under most policies.
6. Don't Wait
If you suffer damages from the Hurricane, you are obligated to report your claim ASAP- you have only 2 years to report a Hurricane Claim in the State of Florida but as time passes after the Storm, your rights decrease.
If you're toughing the claims process out on your own - please take into consideration these tips- if you'd like assistance in this tedious & difficult process - give a Public Adjuster a call.
Let our experts help you.
We will be the calm
after the Storm
From the beginning we will document the damage to your home, show up to represent you at all inspections set up by your insurance company, handle your entire claims process, and negotiate a fair settlement under the provisions of your policy.
If you have already received payment from your Insurance Company, and you are not happy with the amount; let us review your claim free of charge to ensure that you were paid fairly and nothing was hidden or left off of the table for you. Even after a settlement has been received by an insured, Fair Claims adjusters may still be able to negotiate for a higher amount.