
Florida Public Adjuster Serving West Palm Beach to Tampa Bay License #W518183
Who We Are
Fair Claims is a Florida based public adjusting firm dedicated to representing property owners- not insurance companies.
We help homeowners and property owners navigate the insurance claim process with confidence, clarity, and personal attention from start to finish.
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Our team brings experience, professionalism, and a genuine commitment to getting you the settlement you deserve.
Focused on
Property Owners
We work for you - not your insurance company.
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Hands-On
Service​
You get direct support throughout your entire claim process
We Handle
the Process
From documentation to negotiation, we take care of the details.
Meet Your Public Adjuster

I'm Kaitlyn Smith, owner of Fair Claims and a Florida-licensed public adjuster.
I've been handling property insurance claims since 2018, and before that, I served in the U.S. Marine Corps. I bring that same discipline to every claim: stay organized, communicate clearly, and follow through. I know how disruptive property damage can be for a household.
My job is to document the damage thoroughly, handle the back-and-forth with your insurance company, and keep the process clear and manageable for you.
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My goal is simple - to make the process easier for you and to fight for the full and fair settlement you're entitled to.
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Florida Public Adjuster License #W518183

PROPERTY CLAIMS WE REVIEW
Claims We Handle
We handle a wide range of property losses across Florida.
TORNADO
High wind and tornado
related losses
A PROVEN PROCESS
How We Handle Your Claim
1. REVIEW
2. DOCUMENT
3. NEGOTIATE
Tell us what happened. We review your policy, damage, and claim status to explain how we may be able to help.
We inspect and document the damage, prepare your claim, and organize the supporting information your insurer needs.
We communicate with your insurance company and negotiate on your behalf for a fair settlement under your policy.
WHAT OUR CLIENTS SAY
Trusted by Homeowners Across Florida
Kaitlyn is the best public adjuster I have ever dealt with. She is very professional and she knows her business. If you ever need a public adjuster she is the one you want on your side. I had a major leak little and I know now that leak had been leaking for years creating mold all over the side of my home. Trust me when I tell you she’s the best and she’s the one you would like to hire.
-Madeline S.
Orlando, Fl.
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As an insurance agent, I've referred multiple clients to her and she has always provided great service. She is knowledgeable in all things claims and has been instrumental in making sure carriers play ball fairly.
Tommy C.
Brandon, Fl.
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Kaitlin did an absolutely amazing job helping with my insurance claim. She handled everything and made it such an easy and stress-free process. With her guidance I was able to get me all of the money I needed for the necessary repairs. If you’re planning on putting in a claim with your insurance company let Kaitlin handle the process for you. Her experience and knowledge will get you the best possible outcome.
Lucas L.
Port St. Lucie, Fl.

