Florida Public Adjuster Serving West Palm Beach to Tampa Bay License #W518183
TAMPA BAY & WEST COAST
Public Adjuster Serving
Tampa Bay & Florida's
West Coast
Fair Claims represents homeowners from Tampa and Brandon to Lakeland, Bradenton, and Sarasota. We document the damage, prepare your claim, and handle the communication with your insurance company, so you can focus on getting your home back in order.
No Upfront Costs
We Work for You
Florida Licensed Public Adjuster
CLAIMS WE HANDLE
Property Damage Claims Across the Tampa Bay Area
Roof damage and plumbing leaks are among the claims we see most often, along with storm, fire and lightning losses.
We help with:
WHAT WE SEE IN THIS REGION
Storms, Lightning & Water Damage in Tampa Bay and the Coast
Florida's West Coast deals with hurricane season, summer thunderstorms, and one of the highest lightning rates in the country. Hurricanes Helene and Milton in 2024 caused damage across the region, and with storms like these some damage isn't always obvious.
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Where you live shapes the claim. Near the water, in places like Apollo Beach, Ruskin, Longboat Key, and Siesta Key, wind and water damage often overlap, and your homeowners and flood policies cover different things. Inland, in communities like Plant City, Lakeland, Valrico, and Seffner, storm claims often center on wind, falling trees, and roof damage. Everywhere, the age and condition of your roof and home can affect how an insurer evaluates the loss, which is why thorough documentation matters.
A Simple Process. A Stronger Outcome.
Review
We evaluate your policy, damages and discuss expectations and next steps.
Document
We thoroughly document all damages and prepare your claim.
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Negotiate
We handle all communication and work to secure a fair settlement.
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COMMUNITIES WE SERVE
Serving Homeowners Across Tampa Bay and the West Coast
Hillsborough County:
Tampa, Brandon, Riverview, Valrico, Seffner, FishHawk, Dover, Ruskin, Apollo Beach, Sun City Center, Plant City
Polk County:
Lakeland, Kathleen, Winter Haven, Davenport, Mulberry, Bartow,
Lake Wales
Manatee & Sarasota Counties:
Bradenton, Palmetto, Sarasota, Longboat Key, Siesta Key, Anna Maria Island, Lakewood Ranch, Venice, North Port
As an insurance agent, I've referred multiple clients to her and she has always provided great service. She is knowledgeable in all things claims and has been instrumental in making sure carriers play ball fairly.
Tommy C., Brandon, Fl.
Common Questions from Tampa Bay Homeowners
Do you serve my community?
We serve homeowners throughout the Tampa Bay area and Florida's West Coast, including the communities listed above. If you're not sure, call or text and we'll let you know.
Do I have to wait until my claim is denied to call?
No. You can call at any stage: before the insurer's inspection, after a lowball offer, or after a denial. Earlier is usually better, since documentation is easiest to build early.
What should I gather before we talk?
What does it cost?
There are no upfront costs. We only get paid if your claim is paid.
My claim was denied or underpaid. Is it too late?
It may not be. We'll review the denial or settlement along with your policy and explain what options may be available. Florida has claim deadlines, so the sooner you reach out, the better.
Does homeowners insurance cover flooding or storm surge?
Usually not. Flood damage is typically covered by a separate flood policy. After a storm, which policy applies depends on how the water got in, and we help you sort that out.
