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SPACE COAST

Public Adjuster Serving Florida's Space Coast

Fair Claims represents homeowners from Titusville and Cape Canaveral to Cocoa, Melbourne, and Palm Bay. We document the damage, prepare your claim, and handle the communication with your insurance company, so you can focus on getting your home back in order.

No Upfront Costs

We Work for You

Florida Licensed Public Adjuster

ABOUT

CLAIMS WE HANDLE

Property Damage Claims Across the Space Coast

Roof damage and plumbing leaks are among the claims we see most often, along with storm, fire and lightning losses. We help with: 

Rocket launch over Florida's Space Coast

WHAT WE SEE IN THIS REGION

Storm Surge, Wind, and Water Damage on the Space Coast

Hurricane Milton brought hurricane-force gusts, heavy rain, and a historic tornado outbreak to east central Florida in October 2024, damaging many homes and businesses. Hurricane Nicole in November 2022 was one of the most erosive storms the Space Coast has seen. Storm damage isn't always obvious at first, and it can show up later as leaks, stains, or roof problems.

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Where you live shapes the claim. Along the beach and the Indian River Lagoon, in places like Cape Canaveral and Merritt Island, wind and water damage often overlap, and your homeowners and flood policies cover different things. Inland, in communities like Palm Bay, Rockledge, and Melbourne, storm claims often center on roof damage, wind, and falling trees. Everywhere, the age and condition of your roof and plumbing can affect how an insurer evaluates the loss, which is why thorough documentation matters.

A Simple Process. A Stronger Outcome.

Review

We evaluate your policy, damages and discuss expectations and next steps.

Document

We thoroughly document all damages and prepare your claim.

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Negotiate

We handle all communication and work to secure a fair settlement.

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COMMUNITIES WE SERVE

Serving Homeowners Across the Space Coast

Brevard County:

Titusville, Cape Canaveral, Merritt Island, Cocoa, Rockledge, Melbourne, Palm Bay

Don't see your community? Call or text us. We serve homeowners throughout Florida. Also serving Palm Beach County, Tampa Bay & the West Coast , and the Treasure Coast.

Common Questions from Space Coast Homeowners

Do you serve my community?

We serve homeowners throughout the Space Coast, including the communities listed above. If you're not sure, call or text and we'll let you know.

What does it cost?

There are no upfront costs. We're paid a percentage of the claim payment, set out in a written contract.

Do I have to wait until my claim is denied to call?

No. You can call at any stage: before the insurer's inspection, after a low offer, or after a denial. Documentation is easiest to build early.

How long do I have to file a claim after a storm?

Florida sets deadlines for reporting and reopening property claims, and they have changed in recent years, so don't wait. Check your policy and call us if you're unsure where you stand.

Does homeowners insurance cover flooding or storm surge?

Usually not. Flood damage is typically covered by a separate flood policy. After a storm, which policy applies depends on how the water got in, and we help you sort that out.

Framed Tropical Teal Horizon

LET US HANDLE THE INSURANCE COMPANY

Get the Settlement You Deserve

Fair Claims is here to advocate for you every step of the way.

Responsive

Your Advocate, Not the Insurance Company

Serving Florida Homeowners

Serving Florida's East Coast & Tampa Bay

Serving West Palm Beach to Tampa Bay

& all communities in between

Call or Text

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Mon-Fri: 8:00 AM-6:00 PM

Response times may vary after hours

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Florida Public Adjuster License #W518183

© 2026 Fair Claims Florida. All rights reserved.

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