
Florida Public Adjuster Serving West Palm Beach to Tampa Bay License #W518183
TREASURE COAST
Public Adjuster Serving Florida's Treasure Coast
Fair Claims represents homeowners from Stuart and Jensen Beach to Port St. Lucie, Fort Pierce, and Vero Beach, and inland to Okeechobee. We document the damage, prepare your claim, and handle the communication with your insurance company, so you can focus on getting your home back in order.
No Upfront Costs
We Work for You
Florida Licensed Public Adjuster
CLAIMS WE HANDLE
Property Damage Claims Across the Treasure Coast
Roof damage and plumbing leaks are among the claims we see most often, along with storm, fire and lightning losses. We help with:

WHAT WE SEE IN THIS REGION
Hurricanes, Tornadoes, and Water Damage on Florida's Treasure Coast
The Treasure Coast faces hurricane season, tornado-producing storm bands, and heavy summer thunderstorms. Hurricane Milton's tornado outbreak in October 2024 was especially destructive along the Treasure Coast, including St. Lucie County. Storm damage isn't always obvious at first, and it can show up later as leaks, stains, or roof problems.
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Where you live shapes the claim. Along the coast and on the barrier islands, in places like Jensen Beach, Hutchinson Island, and Vero Beach, wind and water damage often overlap, and your homeowners and flood policies cover different things. Inland, in communities like Palm City, Port St. Lucie, Fort Pierce, and Okeechobee, storm claims often center on roof damage, wind, and falling trees. Everywhere, the age and condition of your roof and plumbing can affect how an insurer evaluates the loss, which is why thorough documentation matters.
A Simple Process. A Stronger Outcome.
Review
We evaluate your policy, damages and discuss expectations and next steps.
Document
We thoroughly document all damages and prepare your claim.
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Negotiate
We handle all communication and work to secure a fair settlement.
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COMMUNITIES WE SERVE
Serving Homeowners Across the Treasure Coast
Martin County:
Jensen Beach, Palm City, Hobe Sound, Hutchinson Island, Stuart
Okeechobee County:
Okeechobee, Taylor Creek, Cypress Quarters
St. Lucie County:
Port St. Lucie, Fort Pierce
Indian River County:
Vero Beach, Sebastian
Don't see your community? Call or text us. We serve homeowners throughout Florida. Also serving Tampa Bay & the West Coast, the Space Coast, and Palm Beach.
Kaitlin did an absolutely amazing job helping with my insurance claim. She handled everything and made it such an easy and stress-free process. With her guidance I was able to get me all of the money I needed for the necessary repairs. If you’re planning on putting in a claim with your insurance company let Kaitlin handle the process for you. Her experience and knowledge will get you the best possible outcome.
Lucas L., Port St. Lucie, Fl.
Common Questions from Palm Beaches &
Treasure Coast Homeowners
Do you serve my community?
We serve homeowners throughout the Treasure Coast, including the communities listed above. If you're not sure, call or text and we'll let you know.
What does it cost?
There are no upfront costs. We're paid a percentage of the claim payment, set out in a written contract.
What should I gather before we talk?
My home was damaged by a storm or tornado. What should I do first?
​Make sure everyone is safe, take photos and video before cleanup, make temporary repairs to prevent more damage, and keep your receipts. Then report the claim promptly and call us if you'd like help.
My claim was denied or underpaid. Is it too late?
It may not be. We'll review the denial or settlement along with your policy and explain what options may be available. Florida has claim deadlines, so the sooner you reach out, the better.
Does homeowners insurance cover flooding or storm surge?
Usually not. Flood damage is typically covered by a separate flood policy. After a storm, which policy applies depends on how the water got in, and we help you sort that out.


